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As anyone who has read the The Rocking-Horse Winner by D. Lawrence knows, 'there must be more money.'

To that end, the start of a new year seems like a good time to revisit the topic of managing money on a Mac, preferably without riding a demonic rocking horse to 'where the luck is.' My choice for managing money across Apple devices remains iBank, and IGG Software has released iBank 5.5 today. The biggest feature is a very badly needed implementation of cloud syncing. There is a post on their developer's blog from December that describes their new sync solution:. They are there now, though when you set it up Cloud Sync it is still described as a 'beta' service. Nonetheless, I'm using it, takes about five minutes to get running. Create an account and password with IGG Software, then another password for Cloud Sync, then sync.

It worked without a problem. I like Cloud Sync because it allows me to use Direct Download on my Mac, then propagate that information to iPhone or iPad versions of iBank for free. One could also use Direct Access, the aggregator service (Yodlee), which works on all devices but costs $40 a year. Personally, I never give my house a chance to start whispering about money when there is a free alternative. I can now add transactions to my iPhone on the go, knowing they will get to my Mac and iPad. I believe iBank remains the best native PFM tool for the Mac, and for Apple's ecosystem.

I took a dramatically different approach. After stabilizing and consolidating finances in 2014 the hard way (it gets cold in Boston without heat in the winter), I have chose to go 100% old school for 2015. The motto I will use, to quote a fellow ARSian who's name I do not remember and I apologize, is 'Not burn my money in 2015'. That said, I have moved my finances back to paper and off the cloud and any other software, save for one single budgeting spreadsheet done in Numbers.

YNAB (You Need a Budget) is good, but more or less Apples to Oranges. I don't really want my bank information in the 'Cloud' anymore than it already is. I want it on my computer, and optionally, on my phone (where I'd be fine synching via cable). Main thing that I've been frustrated by w/ Mac finance software over the years has been investment tracking for my retirement accounts. FWIW, again, not exactly desktop software, but I've been reasonably happy with the 'Personal Finance' website and iPhone app for that.

YNAB doesn't do investments, loans, or other assets. It's strictly for monitoring cash in and cash out. In that single domain, I would expect it to be better than pretty much anything else out there, but I need more. After an extended beta test of SEE Finance, I ended up going with iBank 5.

I'm mostly happy with it. My biggest gripe is the budget module; it's completely non-intuitive to me how to budget/schedule loan payments such as mortgages where the principal and interest amounts change each month. Because of this, I can't get a truly single-button-push cash flow statement.

Download adobe video editor for mac windows 10. It's good enough at everything else that I will stick with it for a while longer. I'm still on iBank, glad to see this post as I like to revisit this discussion every year. Also glad to see it because I didn't realize a new version of iBank was out, I'm assuming a free upgrade for 5.x users to go to 5.5. Overall I'm still happy with it. My biggest gripe is budgeting, I kind of hate how you enter your budget. And I also hate that the budget report doesn't offer a year to date option, only one month, the quarter, or the whole year. I've not used the iPhone or iPad apps, but with this cloud syncing I think I'll give it a try after I get 5.5 installed.

Moneywiz is another contender that I have been watching and waiting for the v2 release which just came out. I have not tried it yet to test and probably won't until I can read a bit more feedback from users on any quirks, problems or limitations. YNAB (You Need a Budget) is good, but more or less Apples to Oranges. I don't really want my bank information in the 'Cloud' anymore than it already is. I want it on my computer, and optionally, on my phone (where I'd be fine synching via cable).

Main thing that I've been frustrated by w/ Mac finance software over the years has been investment tracking for my retirement accounts. FWIW, again, not exactly desktop software, but I've been reasonably happy with the 'Personal Finance' website and iPhone app for that. I will never understand the fear of cloud banking. Your bank already banks in the cloud, and you have infinite more exposure using your card at cc terminals (see: Target, Home Depot). I'm still on iBank, glad to see this post as I like to revisit this discussion every year.